Equity Valuations When Rates Stay Higher: Balancing Growth and Discipline
Some investors may be tempted to "buy the dip" in bonds, but we may not be out of the woods yet.
BLDCRX
Build Equity Retirement CIT
CUSIP: 12007F104
Speak with a Build professional to discuss how our retirement solutions may fit into your plan design.
Overview
Fund Objective
We apply Build's equity-first risk management methodology to retirement-focused strategies, offering plan sponsors a spectrum of solutions that align public equity participation with wealth preservation and long-term capital appreciation goals.
- Core allocation to U.S. equities and equity index strategies
- Fixed-income sleeve for income and ballast
- Lifecycle glide paths by participant age
- Long-only options used to manage equity market risk
- Designed for 401(k) and institutional retirement plans
Investment Phases by Age
Why Invest?
A Methodology Designed for Equity Investors
Many portfolio construction techniques underweight the role of equities in long-horizon retirement outcomes, or fail to manage drawdown risk when stocks decline. Build's retirement solutions combine passive equity index investing, disciplined stock selection frameworks, and active risk management—including options overlays and algorithmic rebalancing—to help participants stay invested through market cycles.
Equity Market Volatility
Public equity markets can deliver strong long-term growth, but short-term drawdowns may disrupt retirement spending if portfolios are not risk-aware.
Sequence of Return Risk
Withdrawals from an investor's account during bear markets are more costly than during bull markets. They do more damange to the investor's overall return.
Longevity Risk
Life expectancy is increasing and the potential of an investor outliving their retirement savings needs to be accounted for.
Featured Perspectives
Chasing Dividend Yield in Equities: Why Income Shortcuts Can Raise Risk
Reaching for income in high yield bonds is little different than ascending the top step of a ladder to get something just out of reach.
Equities in Retirement Portfolios: Sequencing Risk and Long-Term Growth
Can SECURE Act 2.0 get retirement planning back on track? Michael J. Harrington talks with Advisor Perspective on the future of retirement planning.
Equity Bubbles and Recoveries: Lessons From Past Market Extremes
We explore reasons why investors could reasonably draw conclusions of future returns from history, but still be caught on the wrong side of the trade.